Mortgages & Commercial Lending

At Red Dot we can help clients with all aspects of property purchases and finance. We help individual clients and businesses by understanding your needs and offer a wide range of services and solutions tailored to your personal circumstances.

We are on hand to assist you at each stage of the journey. Being independent, we have access to the whole of the mortgage market and are committed to finding the right mortgage that suits your individual requirements and circumstances.

As you plan for these exciting times, whether making that purchase now or planning for the future - we are on hand to help. We believe it is important to make sure you have the most appropriate mortgage that is available to you. Our team will ensure that you will be kept up to date and informed throughout your mortgage journey with us.

Personal Mortgages

Whatever life stage you are at our mortgage advisers can assist with a wide range of property lending, please see below ways in which we are able to help, chat to our team for more information.

First Time Buyer

Helping you find and buy your first home.

Moving Home

Helping you to move from one home to another.

Remortgage

Remortgaging means you move from one lender to another while staying in the same home.

Own Your Own Home Schemes

Government schemes which include Shared ownership, help to buy and more.

Equity Release

You can use the equity in your home to borrow more money for a number of things such as home improvements.

Buy To Let

A mortgage suitable if you want to rent your property out.

Bridging Loans

A short-term loan that can ‘bridge’ the gap in the financing available to a buyer, typically the buying of one house and the selling of another.

Further Advance

A way to borrow more money secured against your home in addition to your current mortgage, a range of options are available.

The above are examples of the range of Mortgages services that Red Dot (Cymru) Ltd are able to offer, these are a selection of our services, please contact us to discuss your individual needs.

Business and Commercial Lending

We understand that commercial lending is often unique to your business please see below some examples of how we can help, chat to us to discuss your individual needs.

Asset Finance

Enables you to release cash from the value in assets you already own and gives you access to buy business assets such as equipment, machinery and vehicles.

Owner Occupier Mortgages

If you are looking to purchase a property to run your business. A property occupied as a principal residence by the owner.

Commercial Investment Mortgages

Commercial mortgages are simply a loan taken out by a business in order to buy an existing or new property.

Property Development Mortgages

A form of lending which allows you to obtain funds for land purchases, building costs and more.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Did you know Red Dot are Help to Buy – Wales: approved financial advisors!

At Red Dot we’re proud to be on the Help to Buy – Wales: approved financial advisors | GOV.WALES, this means that your in good hands when chatting to our team about buying your first home. Contact us on 01558 825 950 to find out more about the schemes available and eligibility criteria.

Contact us today

At Red Dot our duty is solely to you- our client. We can help you, your family and business with expert independent financial planning and take the time to understand your needs and goals. Planning for your future and building your wealth, protecting you and your loved ones and your business, is what we do. To see how we can help, please contact us today.

We can conduct our business from a distance via Telephone, Zoom, Skype, Email, Post and in person at any of our offices or an address of your choice. Please fill in our online form and we will get back to you.

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Red Dot (Cymru) Ltd is registered in England and Wales number: 04254949.
Authorised and regulated by the Financial Conduct Authority.

FCA Financial Services Register number: 302540.
Registered Office Address: 73 Rhosmaen Street, Llandeilo, Carmarthenshire SA19 6LW.

If you wish to register a complaint, please write to Red Dot (Cymru) Ltd, 73 Rhosmaen Street, Llandeilo, Carmarthenshire SA19 6LW,
Telephone 01558 825950 or e-mail info@reddotgroup.co.uk.

A summary of our internal complaints handling procedures for the handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

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