The education years

Financial planning for every stage of your life 

We believe that learning good financial management has the power to change students’ lives for the better. Getting access to financial knowledge, skills, mentoring and industry opportunities is vital to allow you to plan for a bright and successful future. 

You may not have too much money at this life stage, but if you are receiving or earning a little, it is never too early to start to understand about the importance of budgeting. This is the most critical money management skill for later life and will help you as you plan to pursue further education, employment or set up your own business and leave home.

We understand that spending can often be greater than income during this period, and through our financial education programme we will help you to get a better understanding of your finances and how this can help you. Saving and investing is often for the long term, so having a specific financial or life goal in mind will help.

One of your goals may be to start to save, paying for further education or buying and insuring your first car or home, including understanding the importance of building a good credit history. You have time on your side and with help from the Red Dot team, we are here to assist you each step of the way.

As your income increases or decreases, it is a time to understand your own financial situation and decide on some key goals. This way your money will start to work for you, consider your savings vs your goals and you may also start to look at some of those bigger life purchases such as your first home, car, alongside insurance’s required to keep you and your purchases fully protected.

This is the ideal time to seek independent advice from experts to understand how you can turn those goals into reality.